Student Loan Eligibility for Disabled Students in the United Kingdom

If you have enrolled or intend to enroll at any university in the UK as a disabled person and you are a first time applicant of student financial support, then you may be required to show cause why your education should be funded as part of student loan eligibility. Many banks and lenders insert clauses in the application loans to the effect that all disabled applicants should make disclosure about their condition. So, if you if you want to receive funding as a disabled person, then you need to fulfill quite a number of conditions and requirements.

Generally, most lenders and banks will require you to have stayed as a resident in the UK for at least 3 years at the time of making the application for funding. You should also be considered eligible for funding if you have enrolled in one of the universities and also acknowledged as eligible for support through the Disabled Student’s Allowance. So, you need to be acquainted with some of the requirements for disabled student loan eligibility.

The students’ loans for disabled persons cover both undergraduate and post graduate students in most parts of UK. However, the terms of borrowing for normal students may vary compared to those students who are either enrolled in a part time course or those who are physically disabled. Nevertheless, the government has made enough arrangements and put in place measures the physically disabled.

If you are a part time student, you can also be eligible for funding if your course does not end in less than a year or take twice as much time to complete as a full time course. For further information, you can consult direct.gov which administers and oversees lending of students loans to both normal students and physically challenged students in the UK.

So how do you show that you have satisfied the student loan eligibility for DSA? There are many ways that you ways that you can show but your physical condition will be the key factor in determining your eligibility for funding. To be considered for funding, you must first provide the DSA form to the lender. Well, the bottom line is that if you have a disability or other health conditions which may impair your learning ability then you may qualify for the DSA but upon fulfillment of the assessment requirements.

Consequently, this means that you will be required to provide proof or evidence to the financier that you will require extra funding to mitigate or overcome some of the challenges that you are facing. If the disability will impair your learning ability then the doctor or psychologist should write expressly to the lender informing them about the condition you are suffering from.

Therefore, if you go for consultation with your physician to ascertain your student loan eligibility, you should bring along the letter that you will attach or present to the lender confirming the validity of your assertions. If the tests were done sometimes back then you may have to undergo further tests to determine the extent of your problem. This applies to individual students who have disabilities or mental difficulties such as dyslexia.

In most cases, the financier is not responsible for funding any kind of DSA assessment, so you must make all necessary arrangements to get the tests done by your physician. However, if you cannot meet the costs of DSA assessment then you can submit a formal request to Access to Learning Fund with guidance from the student’s affairs office in the university.